Monday, 25 March 2013

Smart Deaf Saver : Credit Card Comparison



 A lot of smart saver find out the best deals for credit card in malaysia, Some smart deaf saver analysis and compare this following list of credit cards.

So I choice UOB card, Because earn unlimited cash rebates and be rewarded at any petrol station nationwide and any retails 

Bank
Card name
Cash Rebate Highlights
Annual Fee
Interest Rate Per Year
Sign-Up Promotion
Estimated Savings
Public Bank
Visa/MasterCard Gold Card
 0.7%  retail spending
Waived with conditions*
15.00%
3 Free Gift
RM76

Visa/MasterCard Classic Card
 0.6% retail spending
Waived with conditions*
15.00%
3 Free Gift
RM56
Alliance Bank
Gold Card
1.3%  retail spending
Waived with conditions*
15.00%
2  Free Gift
RM98

Rebates Younique MasterCard
2% retail spending
Waived with conditions*
15.00%
2  Free Gift
RM48

Classic Card
1.2% retail spending
Waived with conditions*
15.00%
-
RM104
Hong Leong
 

Fortune Credit Card
1%  retail spending
RM1,800 additional cash bonus for annual spending above RM38,000
Waived with conditions*
15.00%
-
RM86
UOB
One Card Classic
5% - Golden Screen Cinemas (GSC)
2% - groceries, pharmaceutical & telco bills
0.3% - all other spending
10% SMART$ Rebates, which is as good as cash at participating outlets
5% rebate on petrol
Waived with conditions*
15.00%
-
RM86
Affin Bank
asterCard/Visa Classic Card
0.8% - retail spending
Waived for life
9.99%
-
RM84
OCBC
Gold Visa Card
0.2% - retail spending
Waived with conditions*
15.00%
-
RM67

*      some bank will notify changes in particular anytime
*      Minimum Monthly Income at least RM2000 and above 

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