Beautiful four Tips to be Successful in Life

Appreciate those who love you. Help those who need you. Forgive those who hurt you. Forget those who leave you.

WISDOM = Understanding + Knowledge+ Treasures

By WISDOM a house is built and through UNDERSTANDING it is established though KNOWLEDGE its rooms are filled with rare and beautiful TREASURES.

Silence and Smile

are two powerful tools Smile is the way to solve many problem Silence is the way to avoid many problem

Love

Love is that condition in which the happiness of another personal essential to your own.

Dont lose hope

When the sun goes down, the stars come out. Dont cry because it is over, smile because it happened

Tuesday, 2 April 2013

Smart Deaf Finance : Lembaga Hasil Dalam Negeri (LHDN)


Smart Deaf Taxpayers who choose to submit their forms and pay taxes via e-filing , website : https://e.hasil.gov.my/  will now have up to deadline April 30 for Form BE and June 30 for those with their own business.

Will you ready with all the documentation to do the e-filing ? please submit your return early …

First Time User
For first time user, you have to obtain PIN number and register for e-Filing.

How to obtain for PIN number?
PIN number can be obtain from Tax Return Form, nearest LHDN branch, via mail, fax or e-mail.
You have to provide the following details and documents for PIN number application.
1.      Tax Reference Number
2.      Latest Address
3.      Copy of Identification Card (front and back)
4.      Telephone Number
5.      For application by email, send items 1-4 above to pin@hasil.gov.my
For application via e-mail, you have to use your own e-mail address as application for PIN number through third party e-mail will not be entertained.

How to Register for e-Filing?
1.      Once you received the PIN number, browse to e-Filing website.
2.      Click on “First Time Login” from the menu bar on the left.
3.      Fill in the PIN number & identification number.
4.      Click on “Submit” button to continue for certificate registration. You need to select your password and Challenge Phrase and its answer.

Recurring and First Time User who Successfully Registered

OKU, Smart Deaf Blogger
How to do e-Filing?
1.      Browse to e-Filing website.

2.      Click on “eForm Login” from the menu bar on the left.

3.      Select your the form that is appliable to you and continue to fill the form.

4.      You can fill the form partially and update it later by pressing the save button.

5.      If need more detail on in 2010 Individual Income Tax Exemptions, Deduction, Rates, Reliefs and Rebates click .

6.      Once finish, sign the form digitally & acknowledge.
Congratulation!, you complete your e-Filing for year 2012. For subsequent year tax return, you do not need to register again. Just remember your password and continue to complete the form only. (“How to do e-Filing?” section)

Monday, 25 March 2013

Smart Deaf Saver : Credit Card Comparison



 A lot of smart saver find out the best deals for credit card in malaysia, Some smart deaf saver analysis and compare this following list of credit cards.

So I choice UOB card, Because earn unlimited cash rebates and be rewarded at any petrol station nationwide and any retails 

Bank
Card name
Cash Rebate Highlights
Annual Fee
Interest Rate Per Year
Sign-Up Promotion
Estimated Savings
Public Bank
Visa/MasterCard Gold Card
 0.7%  retail spending
Waived with conditions*
15.00%
3 Free Gift
RM76

Visa/MasterCard Classic Card
 0.6% retail spending
Waived with conditions*
15.00%
3 Free Gift
RM56
Alliance Bank
Gold Card
1.3%  retail spending
Waived with conditions*
15.00%
2  Free Gift
RM98

Rebates Younique MasterCard
2% retail spending
Waived with conditions*
15.00%
2  Free Gift
RM48

Classic Card
1.2% retail spending
Waived with conditions*
15.00%
-
RM104
Hong Leong
 

Fortune Credit Card
1%  retail spending
RM1,800 additional cash bonus for annual spending above RM38,000
Waived with conditions*
15.00%
-
RM86
UOB
One Card Classic
5% - Golden Screen Cinemas (GSC)
2% - groceries, pharmaceutical & telco bills
0.3% - all other spending
10% SMART$ Rebates, which is as good as cash at participating outlets
5% rebate on petrol
Waived with conditions*
15.00%
-
RM86
Affin Bank
asterCard/Visa Classic Card
0.8% - retail spending
Waived for life
9.99%
-
RM84
OCBC
Gold Visa Card
0.2% - retail spending
Waived with conditions*
15.00%
-
RM67

*      some bank will notify changes in particular anytime
*      Minimum Monthly Income at least RM2000 and above 

Sunday, 24 March 2013

Smart Deaf Saver: Disabled persons or OKU people pay 50% less assessment



Pengurangan Cukai Taksiran 50 Peratus Kepada OKU


Baik Berita untuk Selangor Pekak Orang.

20/3/2013 : Kerajaan Negeri bersetuju untuk mengurangkan bayaran cukai taksiran sebanyak 50 peratus kepada Orang Kelainan Upaya (OKU) yang memiliki rumah di seluruh Selangor dan diskaun in berkuatkuasa serta merta.
pengurangan cukai taksiran itu bertujuan membantu meringankan beban OKU yang perlu berdepan dengan kos sara hidup yang semakin tinggi di Selangor terutamanya di kawasan bandar. Tetapi rumah itu disewakan kepada pihak lain, mereka tidak layak menikmati pengurangan tersebut.


March 20 2013: Smart Deaf Saver: Disabled persons or OKU people pay 50% less assessment

Good news for Selangor Deaf people.

Smart Disabled persons/ OKU in Selangor who own houses in the state will pay 50% less assessment tax.

MPPJ announcing the reduction of assessment Tax which takes effect immediately, it will only apply to the those residing in the house currently and does not include houses that are rented out.

MPPJ purpose that this tax reduction is to ease the burden of the OKU who have to cope with the rising cost of living, especially in the urban areas

This reduction follows a 25% assessment tax cut for low-cost flat owners which took effect in June last year.

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雪兰莪州政府宣布即日起降低残疾业主的产业门牌税高达50%,不过仅限残疾业主居住的单位,出租单位则不包括。

雪州务大臣丹斯里卡立今日主持州行政会议后在记者会上说,州政府继之前宣布降低廉价组屋业主的门牌税25%后,如今再降低残疾业主的居家门牌税。

实施降低门牌税的措施主要协助残疾人士,应付日渐沉重的生活费。

他说,这项惠民计划也是雪州政府认同残疾族群,对雪州经济及社会文化领域的贡献。 


Smart Deaf Saver : Free Park sticker for Penang and Selangor


8th March 2013 :Provincial and municipal councils, Penang and Selangor. They released that disabled people (OKU) gain car free Parking sticker that is affixed to the car. The OKU free parking stickers who can be used to set parking spaces in selangor or penang area, without receiving a summons.

When the sticker was gone,  smart deaf have to re-apply for a new free parking sticker, only pay RM30.

Since early this 2013, a total of 98 people apply for OKU free parking stickers, 2012 last year issued 160 stickers.

The parking sticker is valid for two years, after two years must re-apply, applicants need only produce OKU application documents and holding a driver's license.

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檳城州/雪蘭莪州市局OKU貼紙可泊設定車位.
·       
檳城州/雪蘭莪州市局于7月杪已批淮殘疾人士OKU获得免費停車貼紙措施,即車子貼有檳島/雪蘭莪市政局發出的OKU免費停車貼紙的人士,可使用設定在檳州/雪蘭莪州任何地方的停車位,而不會接獲傳票。

如果有關貼紙不見了,不必提交報案紙,只需交付30令吉,便可重新申請新的免費停車貼紙。所有殘疾人士的親人,如果是住在同一個單位,及負責照料能力差異者,可以向市政局出示住址,以申請免費停車貼紙。

今年2013初至今,共有98人申請威省市政局的OKU免費停車貼紙,2012去年則發出160張貼紙。上述停車貼紙有效期為2年,兩年後必須重新提出申請,申請者只須在申請時出示OKU證件便可。 


Smart Deaf Inspiration : IT System Analysis


IT System Analyst - Baker Hughet
Oil Field Service, Post by 15 March 2013
Baker Hughes, Oil Field Service

Level 25 Menara Tan & Tan  207 Jalan Tun Razak, 50400 Kuala Lumpur, Federal Territory of Kuala Lumpur
Suitable for: Partially Blind, Deaf, Physical – Wheelchair User, Physical – Crutches, Physical – Amputee

Job Requirements
Preferably experienced in an IT environment (training will be provided).
Familiar with OS; PC Hardware; Peripherals; MS Office; Imaging software will be advantageous but not a must.
Excellent Customer Service Skill
Excellent troubleshooting and problem solving skills